USAA Mobile Review. Your Account In The Pocket

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The app for Android devices and iOS gadgets is an excellent way of accessing your USAA account irrespective of your current location. Not only is the access to your accounts secure, but it’s also immediate. Here’s a full review of this leading banking app.

Design

The app boasts an attractive interface and simple design which makes you understand the system quickly, the attributes that make mobile banking more convenient. A few minutes after installing the app, I was able to utilize the features like I had been doing it for ages. I also like that everything is easy to navigate, visible and clear. The design of the app scores a 4.7/5.

Highlights

With this iOS and Android app, I can access my accounts easily. I can also manage my finances by tracking my spending, fund transfer, bill payments, and sending money. Qualifying members like me also have the privilege of depositing checks from their phones. Interestingly, the app also allows users who are visually impaired to make check deposits with their devices. This is possible through the voice commands that guide customers on how they can capture a picture of the check.

Additionally, the app features tools that are meant to simplify your life on financial matters. I like the loan calculator, and the fact that I can use the rental car and ATM locator and get insurance cards is also a plus. The latest version of the app comes with several improvements and bug fixes alongside the ‘Peek and Pop’ feature for Transfer Funds and Pay Bills. Moreover, it has no in-app purchases, and you’ll rely on the updates for any enhancements and additional features.

The App Store version works with devices beyond iOS 9.0, and the Android one varies with devices. So you can still be sure of the services whether you’re using an Android mobile, iPod touch, iPad or iPhone. These incredible features get a 4.7/5.

Convenience and Performance

As stated earlier, this iOS and Google Android app is quite easy to use thanks to the convenient user interface. It’s been working seamlessly without lags for a while, but recently I started having trouble using it. I always get a notification claiming that my phone is rooted yet it’s not. The app, however, has never crashed on my device. With some tweaks on the weak points, the app will be good to go. I would rate its convenience at a 4/5.

Pros

  • The finance management tiles are all inclusive;
  • It’s free;
  • No in-app purchases.

Cons

  • The app is only for those serving in the military and their families, so it is not available for a wide range of users;
  • It won’t work if your handset is rooted;
  • The ads are annoying.

The Verdict

I like how convenient and fast it is for me to access my financial information from my mobile device. If your app version is prone to bugs and hitches here and there, make sure you get the latest version as all that can be fixed with the regular updates. All in all, the convenience and functionality of the app are still unmatched.







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